Arizona Captive Insurance Association

Board of Directors

J. Michael Low, Esq., Past President
Scottsdale, AZ
Kutak Rock LLP

J. Michael Low is Of Counsel in the Scottsdale office of Kutak Rock and a member of the Firm’s Insurance Regulatory & Compliance Practice. Mr. Low's practice principally includes representation of insurers, insurance associations and institutions before the Arizona Legislature and the Arizona Department of Insurance, as well as other state insurance departments. His practice also includes a wide range of insurance-related representation, including litigation consulting, reinsurance matters, arbitrations and mediations, and insurance corporate and regulatory matters involving the formation,merger and acquisition of insurers, including the formation and licensing of over 30 captive insurers. He has authored reports and testified as an expert witness in over 100 matters in state and federal courts involving life, health, property and casualty insurance coverages, claims handling, agent conduct, and insurance bad faith issues.

Richard Amoroso, Esq., Co-Vice President

Phoenix, AZ
Squire Patton Boggs, LLP

Richard's legal practice is focused in the areas of insurance recovery litigation, insurance business law and regulatory matters, arbitration and asset recovery.

Geoerge Belokas, Director

Phoenix, AZ

GPW and Associates, Inc.

Dave Madden, Director

Phoenix, AZ


Joan M. Lessner, Director

Scottsdale, AZ

Alliance Bank of Arizona

Joan Lessner is senior vice president, commercial banking, for Alliance Bank of Arizona, where she is a banking resource for medical professionals, attorneys, high-net-worth individuals, and captive insurance and reinsurance companies. She joined Alliance Bank of Arizona in 2003 and has almost 40 years of banking experience.

Based in the Scottsdale office, Ms. Lessner serves clients throughout the greater Phoenix area. She is a board member of Make-A-Wish Arizona. She attended Phoenix College and Arizona State University.

Lauren Humphrey, Director

Phoenix, AZ

Risk Solutions (West) Inc.

Allan Smith, Secretary & Membership Chair
Phoenix, AZ

Allan is a Client Service Leader and Senior Vice President with Marsh’s Captive Solutions Group.  He is responsible for oversight of client service teams that manage the daily activities of insurance companies, strategic captive program design, and new business development.  Allan’s unique brokerage background provides expertise in broader risk strategies, tools and resources that captives utilize.  His focus on both short and long term strategies sets a road map and helps a captive work in concert with the parent or group’s holistic risk program.

Rae Brown, CPA, President
Phoenix, AZ
GPW and Associates, Inc.

 Rae entered the captive insurance industry in 2008 following 25 years in finance and management positions outside of insurance.

Lawrence Prudhomme, CPA, ACI, Director
Phoenix, AZ
GPW and Associates, Inc.

Mr. Prudhomme joined GPW and Associates, Inc. in 2008 to apply his management skills and expertise in the insurance industry. He began his career with Arthur Andersen & Co. in Detroit and spent 8 years in the tax department specializing in small to mid-size companies. During his business career, Mr. Prudhomme has been in management positions in the graphic arts industry, the investment advisory business and with a Fortune 100 company. He recently achieved the Associate in Captive Insurance (A.C.I.) designation from the International Center for Captive Insurance Education (ICCIE).

Stephanie Lefkowski, Treasurer

Phoenix, AZ


Stephanie brings eight years of state insurance regulation experience.  Prior to joining Aon, she worked for the State of Arizona where she regulated Medicaid insurance companies for three years and captive insurance companies domiciled in Arizona for five years.

Victoria E. Fimea, Esq., Director & Public Policy Chair

Mesa, AZ

Victoria Fimea is the Senior Vice President, Legal Counsel and Head of Regulatory Department – North America for Artex Risk Solutions, Inc.   Ms. Fimea is based in the Mesa, Arizona office of Artex and she has 30 years of insurance experience. She manages and is responsible for the regulatory, claims, underwriting and captive formation departments and is a member of the senior management team.  Ms. Fimea also is responsible for general corporate matters and regulatory relationships with regulators in the U.S. and the Caribbean.  Her duties also include insurance defense and litigation, alternative dispute resolution, compliance and risk management, along with development of insurance policy coverage issues and terms. 

Marcia Philpott, Co-Vice President
Phoenix, AZ
SRP/Captive Risk Solutions, Ltd.

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